You are at RSA and would like to access a financial aid? The Family Allowance Fund comes to your aid and allows you to apply for a loan online. To do this, simply log on to the Family Allowance website where you have a remote simulator. This tool will allow you to inform you about the amount of your family allowances, without having to move. Through this CAF web portal, you can create your account to better manage your payments, take the necessary steps and get in touch with CAF officials. You will also be able to estimate your rights. Among the CAF loan offers, you have, among other things, car loans and aids for household appliances.
Simulation and loan application CAF online
Because everything is now remote, family allowances put at your disposal his site caf.fr where you can make a request for loan CAF online. And the process begins with an online simulation where a form will ask you to provide important information such as your place of residence, the taxable resources of your household, the number of children you have dependents and their dates of birth. In one click, you will get the result of your simulation and will tell you the amount of your family allowances. This figure will serve as a basis to get an idea of your financial possibilities and to determine the cost of a monthly payment that you will be ready to pay for a loan CAF, whether to buy household equipment or buy a car and this in the framework of the loan for all.
Why make a loan CAF?
Active for about sixty years, the Family Allowances Fund or CAF deals with the management of the payments of family benefits and social assistance. His areas of intervention include early childhood, childhood and youth, housing assistance and integration. To be eligible, you must apply for benefits and after validation by the CAF, you become a recipient. In addition, family benefits give you access to various types of CAF loans, including help with household and furniture equipment that will be granted to you if you have at least one dependent child, that your family quotient does not exceed 720 $ , if you can afford to pay part of the cost of the purchase and if you hope to equip you with household equipment or new furniture that you have not yet ordered when you make your application for CAF financing. A table summarizing the maximum amount that the CAF has chosen for each type of equipment is provided for your information. Regarding the steps to take, you will send a loan application with the quote to the CAF, and if granted, you can expect up to 90% of the value of the purchase of the property in question. The funds released through the loan CAF will be paid directly by bank transfer to the bank accounts of your suppliers, and this, as soon as the loan agreement has been signed. Regarding the refund, it will be made in 25 monthly maximum, and this, for a minimum amount of 15 $.
The CAF car loan
That’s it, you’ve managed to find work and there is no financial support for you to buy a vehicle to make the journey from home to work easier. With the CAF car loan, you have reliable financial assistance that will allow you to acquire a car to go to work. More specifically, it is a loan of honor or a preventive loan that the Family Allowances Fund provides you to buy a new car or pay the repair costs of your current vehicle. Certainly, the money released under a CAF car loan will not allow you to buy the latest model in vogue, but at least the organization supports you and helps you to finance a proper means of transport.
Preventive loan and car loan
Even if you are in financial trouble, the car loan can help you get out of this precarious situation. Among the CAF assistance packages, you have the pre-arranged loan that can be used for the purchase of a car if you can prove that you really have financial worries, that you are already receiving family benefits, you have at least one dependent child and your family quotient is below 720 $. Regarding the amount of a pre-arranged loan CAF, it is estimated at 1250 $ and can be paid to pay the current bills that have been used to repair your car, or to buy a car that will be used to make the journey to to go to work. In the latter case, your CAF car loan application file must contain a certificate of technical inspection of the car purchased to ensure that it is in good condition, a certifying certificate of the repairer who confirms that he has not failed to repair your old car, a dealer quote and a gray card unmatched.
To access this preventive loan, considered as a car loan, the approach has been simplified. Thus, all you need to do is download the CAF online loan application form available on the CAF website, and send it back complete with the necessary supporting documents to the social action center of your department or city. Regarding the repayment of the car loan CAF, each family can choose the cost and the number of monthly payments that will suit him, and this, for a minimum of 25 $ per month.
Car loan and loan of honor
With the help of the Family Allowances Fund, it is possible to buy a car by being unemployed thanks to its loan of honor. To access it, you must already be a beneficiary of social action, before asking for the support of a social worker to create and present your file. After analyzing your file, the director of CAF will agree and fix the amount of this car loan CAF. To access this loan of honor used as a CAF car loan, ask for a social assistance to launch the request and to take the steps to follow at the level of the CAF. And if ever your license has been removed, you still have the possibility to access a loan CAF to buy a car from the moment your project is valid, especially in case this car loan CAF will serve you to evolve your situation and finally buy a vehicle necessary for your professional life.
And of course, you can go to your CAF website to access the forms needed to send a loan application online. You will then print them and fill them out to prepare a complete file. When returning the CAF loan application form, do not forget to attach the necessary supporting documents to prevent the file from being returned to you and that the time period for the grant will be extended.