If you are a prospective loaner, you have a low default risk and a good credit rating if you have a decent income, have no debts that can not be serviced and if the monthly expenses are not higher than your earnings. Good economic conditions are therefore to be regarded as a basic requirement for borrowing.
Which special features apply?
An immediate payment requires good preparation. The bank needs the borrower’s complete account details so that an immediate payout can be made once the loan has been approved. In addition, the time factor also plays an important role. If you apply for the loan in the evening or at the weekend, you can not expect a payout on the same day. An early daytime for credit application is therefore always desirable. Because the banks do not work around the clock.
How can the intake be positively influenced?
A loan with Eicredit lives not only on the speed of the bank. He also depends on the reactivity of the borrower. Only if the bank responds promptly to the information and demands of the bank, the bank can process the loan application quickly and instruct the money. A good cooperation must therefore be given.
Anyone who is willing to provide all the documents promptly, ensures that a quick legitimization can take place and also makes the application for the loan so that a transfer within a few minutes is possible, has done a lot of things right. Because an immediate transfer is only possible if the loan is not taken at the end of the day, but possibly in the morning. Then the bank has enough time to examine the application and transfer the money.
Important: With a Eicredit not only the lending bank must work well. Even the house bank of the borrower must play along. She must forward the booking to the account of the borrower, so that he can finally get at his money.